Loan Programs

First Time Buyers have many options to consider- conventional / conforming financing, FHA, VA, USDA and IHDA are just some of the mortgage programs to consider.  Down Payments as low as 1% are available and may apply to single-family detached home, condo, townhome/rowhome and multi-unit properties

Buying a bigger home?  Or, are you down-sizing / right-sizing your space and home.  Selling in the morning and buying in the afternoon is the traditional approach- but its not the only option.  Bridge loans, buying before you sell options, recasting features and converting a primary residence into an investment property are just some options to explore.

Jumbo programs available with as little as 5% down payment.  Fixed term mortgages, ARM's and balloon loan programs are available up to $5M

First time investors or seasoned flippers have options tailored around their financial needs with cash position, appetite with risk and/or specific requirements for ROI.

Interested in a vacation or secondary home?  We're licensed in Arizona, Illinois, Indiana, Florida, Michigan and Wisconsin.  Also, we can help with Realtor and Insurance referrals abroad.

Doctor loans, first responder programs, teacher/educator loans, relocation mortgages, self-employment financing, DSCR loans, bank statement programs and more.

Improve affordability and save with a lower interest rate and drop your monthly mortgage payment.

Reduce a loan term and/or lower an interest rate to save thousands in interest while shaving-off years of having to make mortgage payments. (i.e. 25, 20, 15 or 10 year fixed rate mortgages)

Access the equity of your property with a cash-out refinance.  Use funds to consolidate debt, make home improvements, make investments or apply towards purchasing a new home, vacation home or investment property.

Have a bigger home project?  Renovation loans are available to fund your home improvements.

Buying a newly constructed home?  Long term rate locks, float down rate options and creative financing options are available.

Seeking to buy a lot and hire a builder to fund a custom home?  Lot loans, construction financing and "single time" funding programs are available.