First Time Buyers have many options to consider- conventional / conforming financing, FHA, VA, USDA and IHDA are just some of the mortgage programs to consider. Down Payments as low as 1% are available and may apply to single-family detached home, condo, townhome/rowhome and multi-unit properties
Buying a bigger home? Or, are you down-sizing / right-sizing your space and home. Selling in the morning and buying in the afternoon is the traditional approach- but its not the only option. Bridge loans, buying before you sell options, recasting features and converting a primary residence into an investment property are just some options to explore.
Jumbo programs available with as little as 5% down payment. Fixed term mortgages, ARM's and balloon loan programs are available up to $5M
First time investors or seasoned flippers have options tailored around their financial needs with cash position, appetite with risk and/or specific requirements for ROI.
Interested in a vacation or secondary home? We're licensed in Arizona, Illinois, Indiana, Florida, Michigan and Wisconsin. Also, we can help with Realtor and Insurance referrals abroad.
Doctor loans, first responder programs, teacher/educator loans, relocation mortgages, self-employment financing, DSCR loans, bank statement programs and more.
Improve affordability and save with a lower interest rate and drop your monthly mortgage payment.
Reduce a loan term and/or lower an interest rate to save thousands in interest while shaving-off years of having to make mortgage payments. (i.e. 25, 20, 15 or 10 year fixed rate mortgages)
Access the equity of your property with a cash-out refinance. Use funds to consolidate debt, make home improvements, make investments or apply towards purchasing a new home, vacation home or investment property.
Have a bigger home project? Renovation loans are available to fund your home improvements.
Buying a newly constructed home? Long term rate locks, float down rate options and creative financing options are available.
Seeking to buy a lot and hire a builder to fund a custom home? Lot loans, construction financing and "single time" funding programs are available.
Program availability and eligibility requirements are subject to change at any time.
Get Pre Approved to buy or refinance and learn what your loan options are now.
Ron G. Haddad NMLS: 204443 - Key Mortgage Services, Inc. NMLS: 155748, Illinois Residential Mortgage Licensee, Indiana Residential Mortgage Licensee, Wisconsin Residential Mortgage Licensee, Florida Residential Mortgage Licensee, Arizona Residential Mortgage Licensee and Michigan 1st Mortgage Broker/Lender Registrant. For Licensing information, visit http://www.nmlsconsumeraccess.org If you have a disability preventing you from experiencing this website, please call (866) 228-8769
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Ready to get pre approved and learn what your options are for a home purchase, renovation or refinance?