Prospective first-time homebuyers have a multitude of financing options to explore, including conventional/conforming financing, FHA, VA, USDA, and IHDA, among others. These mortgage programs offer the flexibility to make down payments as low as 1%, which can be applicable to a range of property types, including single-family detached homes, condos, townhomes/rowhomes, and multi-unit properties.
Buying a bigger home? Or, are you down-sizing / right-sizing your space and home. While the traditional approach involves 'selling in the morning and buying in the afternoon,' it's important to know that there are alternative strategies available. These options include bridge loans, buying before selling, recasting features, and transforming your primary residence into an investment property, all of which you can explore to make the best choice for your unique situation.
Jumbo programs available with as little as 5% down payment. We offer a range of options, including fixed-term mortgages, adjustable-rate mortgages (ARMs) and balloon loan programs for amounts up to $5M.
Whether you're a novice investor or an experienced house flipper, we offer customized options that align with your financial resources, risk tolerance, and specific return on investment (ROI) criteria.
Looking for a vacation or secondary home? We hold licenses in multiple states, including Arizona, Illinois, Indiana, Florida, Michigan, and Wisconsin. Additionally, we can assist you with Realtor and Insurance referrals internationally.
We offer a variety of specialized loan programs, including medical/doctor loans, first responder programs, teacher/educator loans, relocation mortgages, self-employment financing, DSCR loans, bank statement programs, and many more.
Improve affordability and save by securing a lower interest rate, which can reduce your monthly mortgage payment.
By shortening the loan term and/or securing a lower interest rate, you can potentially save thousands in interest expenses while also reducing the number of years required for mortgage payments. This can be achieved through options like 25, 20, 15, or 10-year fixed-rate mortgages.
Unlock the equity in your property through a cash-out refinance. These funds can be utilized for consolidating debt, home improvements, investments, or even put towards the purchase of a new home, vacation property, or investment real estate.
Planning a substantial home improvement project? You can explore renovation loans to finance your home improvement endeavors.
In the market for a newly built home? You have access to long-term rate locks, float-down rate options, and innovative financing solutions to consider.
Interested in purchasing a lot and hiring a builder to create your custom home? You can explore options such as lot loans, construction financing, and "single-time" funding programs to make your dream home a reality.
Program availability and eligibility requirements are subject to change at any time.
Ron G. Haddad NMLS: 204443 - Key Mortgage Services, Inc. NMLS: 155748, Illinois Residential Mortgage Licensee, Indiana Residential Mortgage Licensee, Wisconsin Residential Mortgage Licensee, Florida Residential Mortgage Licensee, Arizona Residential Mortgage Licensee and Michigan 1st Mortgage Broker/Lender Registrant. For Licensing information, visit http://www.nmlsconsumeraccess.org If you have a disability preventing you from experiencing this website, please call (866) 228-8769
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